Mortgage Protection
Hello and welcome to Mortgage Protection Insurance, and our mission is to ensure you have protection in place for the things that matter the most: your home, your family and your financial future.
Your home may be repossessed if you do not keep up with repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to 1% but the average fee is 0.3% of the amount borrowed.
What is Mortgage Protection Insurance?
Buying a home is one of life’s biggest commitments, and equally important is to protect it. Mortgage Protection insurance will help you get back on track in case something unexpected affects your ability to keep up with your payments.
The unexpected can include serious illness, long-term injury or even the death of a loved one. The right protection policy will help you keep up with your mortgage payment regardless of your ability to work & protect your family from losing their home, financial burden and uncertainty of not knowing their future.
At SAM Mortgages, we will help you make the right choice for protection that works with your mortgage and your lifestyle.
around the world
How Do We Help Our Clients?
Since 2005, we’ve helped families and individuals throughout the UK create protection plans that will give them true peace of mind. Our role is not just to recommend policies, but to get to know your unique needs and provide protection solutions that truly make you feel secure. We really will work with you every step of the way; whether it’s reviewing your existing cover or putting in place a new plan.
Mortgage Life Insurance
This policy pays off your remaining mortgage balance if you die while it is in force, ensuring your family does not inherit the debt.
Critical Illness Cover
This will pay a lump sum in cash, if you are diagnosed with a serious condition on a specific list of conditions. This cash can be used to pay your mortgage, as well as other costs of living, whilst you recuperate.
Income Protection Insurance
This will replace part of your income whilst you are unable to work due to illness or injury, allowing you to keep up with your mortgage payments and day to day costs.
Family Income Benefit
Instead of paying a lump sum, this will pay your family a regular income should you die.
Mortgage Protection Insurance: The Benefits
At SAM Mortgages we understand the right solution, day-to-day, one that offers protection but offers you peace of mind and certainty.
Protecting your Home and Family
Your home is your abode, your family’s place to gather, and generally your largest financial investment. Protecting your home is protecting your loved ones.
Here at SAM Mortgages we have a panel of carefully selected reputable insurers, ensuring you have access to a variety of options at competitive rates. Our advisers are trained to explain everything clearly, so you know what you are protected for, and how it works with your mortgage.
Ready to protect the ones you love? Call us on 01604 261685 or book an appointment online today.
How Much Do You Need?
Utilise our mortgage calculator to determine an estimate of how much you may be able to borrow and how much of a deposit you may need to provide. Please keep in mind this is just a guide and for individual advice specific to your circumstances you should always speak to one of our qualified mortgage advisers.
